Question:

Considering the security concerns following a phone hack, would it be advisable to conduct banking transactions on a tablet that lacks a SIM card, thus reducing the risk of being located via a phone number? Alternatively, is investing in a second-hand iPhone, such as an iPhone X or 11, known for their enhanced security features, a more prudent choice despite budget constraints?

Answer:

However, it’s important to note that the security of a device is not solely dependent on its connection to a cellular network. The operating system’s security, the apps installed, and the user’s behavior play significant roles. Tablets, like any device, can be vulnerable to malware and phishing attacks. Ensuring that the tablet is regularly updated with the latest security patches and using secure Wi-Fi connections are critical practices.

Regarding the option of a second-hand iPhone, such as an iPhone X or 11, it’s true that iPhones are generally considered secure due to Apple’s strict control over the hardware and software ecosystem. They receive regular updates and have a robust security architecture. A second-hand iPhone can be a cost-effective alternative to a new device, provided it is purchased from a reputable source and has not been jailbroken, which can compromise security.

In conclusion, both options have their merits. A tablet without a SIM card can offer a layer of security for banking transactions, while a second-hand iPhone can provide a secure environment with its well-regarded security features. Ultimately, the decision should be based on a balance between budgetary constraints and the level of security desired. Regardless of the choice, maintaining strong passwords, using two-factor authentication, and being vigilant about potential phishing attempts are essential steps in safeguarding personal financial information.